Assurance vie 2024 : récapitulatif des rendements 2023 des fonds en euros
Publié la première fois le: 03/01/2017 à 11h37
Mis à jour le: 14/03/2024 à 16h27
par Jonathan Levy
Dans un contexte de hausse des taux d’intérêts, les rendements annoncés des fonds en euros sont en augmentation. Aujourd’hui, les compagnies d’assurance cherchent à offrir des rendements plus important pour les fonds euros. En offrant un rendement attractif, elles souhaitent attirer les investisseurs : plus la collecte est forte, plus les compagnies d’assurance peuvent bénéficier des conditions attractives du marché obligataire.
La hausse des fonds euros observée en 2022 se poursuit en 2023. Selon nos experts, elle devrait également se poursuivre en 2024. Le fonds en euro devrait pouvoir présenter une performance 2024 supérieure au niveau de l’inflation, notamment pour les investisseurs qui bénéficieront des offres de bonus.
Les rendements annoncés peuvent subir des réajustements.
Tableau de rendement des fonds euros :
| Assureur
Contrat |
Fonds euros | Taux 2023 | Taux 2022 | Taux 2021 | Taux 2020 | Taux 2019 | Taux 2018 | Taux 2017 | Taux 2016 | Taux 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
|
Suravenir Sérénipierre |
Sécurité Pierre Euro | 0% | 2,30% | 2,50% | 2,50% | 2,80% | 3,20% | 3,40% | 3,60% | 4,00% |
|
Suravenir Sérénipierre |
Sécurité Flex Euro | 1,20% | 0,70% | 1,15% | 1,40% | 1,40% | 1,65% | 0,00% | 2,40% | 2,15% |
| Suravenir Sérénipierre |
Suravenir Actif Général | 2,50% à 3,20% | 2,00% | 1,00% | 1,00% | 1,00% | 0,80% | 1,20% | 1,20% | 1,50% |
| Suravenir Ethic Vie | Suravenir Opportunités | 2,50% | 2,10% | 1,80% | 1,80% | 2% | 2,40% | 2,80% | 2,80% | 3,10%% |
| Suravenir Ethic Vie | Suravenir Rendement | 2,50% | 1,80% | 1,30% | 1,30% | 1,30% | 1,60% | 2,00% | 2,00% | 2,30%% |
|
Spirica Arborescence Opportunités |
Euro Allocation Long Terme | 2,00% | 2,10% | 1,90% | 2,00% | 2,00% | 2,40% | 2,90% | 3,00% | 3,04% |
|
Spirica Arborescence Opportunités |
Euro Allocation Long Terme 2 | 1,85% | 1,95% | 1,75% | 1,85% | 2,40% | 2,90% | 3,00% | 3,04% | |
|
Spirica Version Absolue |
Eurosélection | 1,50% | 0,61% | 1,34% | 0,32% | – | 1,29% | 0% | 1,88% | 0,49% |
|
Spirica Version Absolue |
Eurosélection 2 | 1,50% | 0,61% | 1,40% | 0,32% | 1,76% | 1,29% | 0% | 1,88% | 0,49% |
|
Spirica Patrimoine Opportunités |
Eurodynamic | 1,66% | – | – | 2,13% | 0,22% | 2,57% | 0,65% | ||
|
Spirica Livret Patrimoine Vie |
Eurodynamic | 1,66% | – | – | – | 1,98% | 0,07% | 2,42% | 0,5% | |
|
Spirica Arborescence Opportunités |
Fonds Euro Général | 1,70% | 1,60% | 1,30% | – | 1,30% | 1,50% | 1,90% | 2,00% | 2,01% |
|
Spirica Version Absolue |
Fonds Euro Général | 1,70% | 1,60% | – | – | 1,30% | 1,20% | 1,60% | 1,70% | 1,71% |
|
Spirica NetLife |
NéoEuro Garanti | 1,50% | 0,98% | 1,58% | 0,39% | – | 1,50% | 0,35% | 2,10% | 1,82% |
|
Spirica NetLife |
NéoEuro Garanti 2 | 2,30% | 0,08% | 2,28% | -1,00% | – | 2,82% | 0,35% | 2,22% | 1,82% |
|
Spirica Private Vie / Private Capi |
Actif Général | 1,40% | 1,30% | – | – | 1% | 1,20% | 1,60% | 1,70% | 1,71% |
|
Spirica Private Vie |
EuroSélection | 1,50% | 0,61% | 1,34% | 0,32% | – | 1,29% | 1,90% | 2,80% | 0,49% |
|
Spirica Shiva Patrimoine |
Fonds Euro Général | – | – | – | – | 1,12% | 1,52% | 1,62% | 1,63% | |
|
Spirica Arborescence Retraite Madelin |
Fonds Euro Madelin | 1,85% | 1,85% | 1,65% | 1,65% | – | – | – | 2,60% | 2,61 % |
|
Spirica Arborescence Retraite Madelin |
Néo Euro Garanti | 1,50% | 0,98% | 1,58% | 0,39% | – | 0,61% | 0,61% | 2,10% | 1,82% |
|
Spirica Arborescence Retraite Madelin |
Néo Euro Garanti 2 | 2,30% | 0,08% | 2,28% | -1,00% | – | 2,82% | 0,35% | 2,10% | 1,82% |
|
Spirica Arborescence Retraite Madelin |
EuroSélection | 1,50% | 0,61% | 1,34% | 0,32% | – | 1,29% | 0,00% | 1,88% | 0,49% |
|
Spirica Arborescence Retraite Madelin |
EuroSélection 2 | 1,50% | 0,61% | 1,40% | 0,32% | – | 1,29% | 0,00% | 1,88% | 0,49% |
|
Spirica Spirica Capi PM |
Néo Euro Garanti | 1,50% | 0,98% | 1,58% | 0,39% | – | – | – | 2,10% | 1,82% |
|
Spirica Spirica Capi PM |
EuroSélection | 1,50% | 0,61% | 1,34% | 0,32% | – | – | – | 1,88% | 0,49% |
|
Spirica Spirica Capi PM |
Euro Allocation Long Terme | 2,00% | 2,10% | 1,90% | 2,00% | 2,00% | 2,40% | 2,90% | 3,00% | 3,04% |
| Spirica | Fonds Euro Nouvelle Génération | 3,13% | 2,30% | 1,65% | 1,65% | – | – | – | – | – |
| Spirica | Fonds Euro PER Nouvelle Génération | 2,83% | 2,00% | 1,35% | 1,35% | – | – | – | – | – |
| Spirica | Support en euros (contrats ex Predica) | 2,20% | 2,20% | 1,10% | 1,00% | – | – | – | – | – |
|
Apicil Épargne Intential Liberalys Vie, Intential Liberalys Capi, Liberalys Vie, Frontière Efficiente, Performance Absolue Vie |
Apicil Euro Garanti | 2,00% | 1,30% | 0,70% | – | 0,85% | 1,10% | 2,01% | 2,10% | 2,20% |
|
Apicil Épargne Retraite Intencial Liberalys Retraite |
Apicil Euro Garanti | 1,15% | – | – | – | – | – | – | – | |
|
Apicil Épargne Retraite Apicil Performance Plus |
Apicil Euro Garanti | 1,00% | – | – | – | – | – | – | – | |
|
Apicil Apicil Épargne |
Euroflex | 1,40% | 1,40% | 1,40% | 1,40% | 1,70% | 2,35% | 2,60% | – | |
|
Apicil Linxea Zen |
Apicil Euroflex | 1,00% | 1,40% | 1,40% | – | – | – | – | – | – |
|
Apicil Mutuelle PERP Perspective Génération Plus |
Apicil Euro Perspective | 1,36% | – | – | – | – | – | – | – | |
| Apicil Life | Apicil Euro Select | 1,00% | 0,50% | – | – | – | – | – | – | – |
|
A.G.P.M Vie Plan Éparmil |
Fonds Euros AGPM | – | 1,70% | 1,70% | 1,70% | 1,95% | 2,3% | 2,35% | 2,55% | |
| ACM Vie | Plan Assurance Vie Essentiel | – | – | – | 1,40% | 1,40% | 1,40% | 1,40% | 1,40% | |
|
ACMN Vie ACMN Vie |
Horizon Patrimoine | – | – | – | 1 à 1,15% | – | – | 1,45% | 1,45% | |
|
ACMN Vie ACMN Vie |
ACMN Avenir | – | – | – | 1 à 1,15% | – | – | 1,25% | 1,25% | |
|
ACMN Vie ACMN Vie |
Opale Patrimoine | – | – | – | 1 à 1,15% | – | – | 1,20% | 1,00% | |
|
ACMN Vie ACMN Vie |
Opale | – | – | – | 1 à 1,15% | – | – | 1,00% | 0,80% | |
|
ACMN Vie Assur Horizons |
Crédit Mutuel CIC | – | – | – | – | – | – | 1,45% | 1,45% | |
|
ACMN Vie Diade Évolution |
Fonds Euros Europierre | – | – | – | 1,70% | – | 2,10% | 2,50% | 2,50% | |
|
ACMN Vie Diade Évolution |
Fonds Euros Europierre Plus | – | – | – | – | – | – | – | 0,5% | |
|
AEP Nortia Panthéa |
EuroConviction | 1,05% | 0,45% | 1,15% | 0,19% | 1,68% | 0,51% | 2,57% | 0,48% | – |
|
AEP Nortia Panthéa |
EuroConviction #2.0 | 0,99% | -1,00% | 1,07% | -1,38% | 1,81% | -2,00% | – | – | – |
|
AEP Nortia Panthéa |
Actif Général AEP | 2,69% | 1,69% | 0,79% | 0,83% | 1,04% | 1,07% | 1,57% | 1,82% | 1,82% |
|
Allianz Épargne Retraite 2 |
Fonds ASAC / Allianz | 2,10% | 2,00% | 1,80% | – | 1,85% | 2,05% | 2,48% | 2,58% | 2,80% |
|
Allianz Épargne Retraite 2 Plus |
Fonds ASAC / Allianz | 2,10% | 2,00% | 1,80% | 1,80% | 1,85% | 2,05% | 2,48% | 2,58% | 2,80% |
|
Allianz Gaipare Select F |
Fonds Euros Gaipare | 2,30% | 2,20% | 1,90% | 1,80% | 1,90% | 2,15% | 2,5% | 2,65% | 2,90% |
|
Allianz Sélectissimo |
Fonds Euros Gaipare | 2,30% | 2,20% | 1,90% | – | 1,90% | 2,15% | 2,5% | 2,65% | 2,90% |
|
Allianz Fidelissimo |
Fonds Euros Gaipare | 2,30% | – | – | – | – | – | – | – | – |
|
Allianz Gaipare 2 |
Fonds Euros Gaipare | 2,30% | – | – | – | – | – | – | – | – |
|
Allianz Gaipare 1 |
Fonds Euros Gaipare | 2,30% | – | – | – | – | – | – | – | – |
|
Allianz Épargne Retraite 1 |
Fonds ASAC / Allianz | 2,10% | – | – | – | – | – | – | – | – |
|
Allianz Épargne Fidélité |
Fonds ASAC / Allianz | 2,10% | – | – | – | – | – | – | – | – |
|
Apicil Bourse Direct Vie |
Apicil Euro Garanti | 1,25% | 0,86% | – | 1,20% | 1,20% | 2,11% | 2,20% | 2,30% | |
|
Apicil Bourse Direct Vie |
Apicil EUROFLEX | 1,40% | 1,40% | – | – | – | – | – | ||
|
Apicil Frontière Efficiente |
Apicil Euro Garanti | 1.30% à 1.90% | 0,86% | – | 0,60% | 1,10% | 2,01% | 2,10% | 2,20% | |
|
Apicil Linxea Zen |
Apicil Euro Garanti | 1,30% | 1,40% | – | 0,85% | 1,25% | 2,16% | 2,25% | 2,35% | |
|
Apicil Mon Financier |
Apicil Euro Garanti | – | – | – | 0,60% | 1,10% | 2,01% | 2,10% | 2,20% | |
|
Apicil Performance Absolue Vie |
Apicil Euro Garanti | 1,15% | 0,70% | – | 0,60% | 1,10% | 2,01% | 2,10% | 2,20% | |
|
Aviva Évolution Vie |
Aviva Actif Général | – | – | – | 1,41% | 1,76% | 2,21% | 2,31% | 2,04% | |
|
Aviva Vie – SEV Afer Multisupport |
Fonds Garanti Afer | – | – | – | 1,70% | 1,85% | 2,25% | 2,40% | 2,65% | |
|
Abeille Afer Multisupport |
Fonds Garanti Abeille | 2,22% | 2,01% | 1,70% | – | – | – | – | – | |
|
Abeille Afer Monosupport |
Fonds Garanti Abeille | 2,22% | – | – | – | – | – | – | – | – |
|
Axa France Fonds Euro Axa |
Arpèges | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Privilège | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Optial/Optial Patrimoine | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Odyssiel | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Figures Libres | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Excelium | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Expantiel | 2,00% à 3,30% | 1,40% à 2,80% | – | – | 1,20% | 1,60% | 1,90% | 1,90% | 2% |
|
Axa France Fonds Euro Axa |
Cler (fonds Agipi en euros) | 2,45% | 2,05% | – | – | 1,30% | 1,70% | 2,10% | 2,10% | 2,25% |
|
Axa France Fonds Euro Axa |
Cler (fonds Agipi euro croissance) | 3,30% | 3,30% | – | – | – | – | – | – | – |
|
Axa France Fonds Euro Axa |
Clef | 2,45% | 2,05% | – | – | – | – | – | – | – |
|
Axa France Vie Carrefour Horizons |
Carrefour Avenir | – | – | – | – | 2,14% | 2,44% | 2,44% | 2,51% | |
|
Coralis Coralis Sélection |
Coralis Sélection | – | – | – | 1,15% | 1,57% | 1,97% | 1,90% | 2,10% | |
|
BPCE Vie Millevie Essentielle |
Fonds euros BPCE | – | – | – | 0,80% | 1,00% | 1,30% | 1,2% | 2,10% | |
|
BPCE Vie Millevie Infinie |
Fonds euros BPCE | – | – | – | 1,15% | 1,35% | 1,85% | 1,75% | 2,10% | |
|
BPCE Vie Millevie Initiale |
Fonds euros BPCE | – | – | – | 0,80% | 1,00% | 1,30% | 1,2% | 2,10% | |
|
Milleis Vie Milleis Vie |
Actif Général Milleis Vie | 2,15% | 0,95% | – | – | – | – | – | – | |
|
BPCE Vie Millevie Premium |
Fonds euros BPCE | – | – | – | 0,95% | 1,35% | 1,85% | 1,75% | 2,10% | |
|
Carac Carac Entraid Épargne |
Fonds Euros Carac Entraid | 3,30% | – | – | – | 1,50% | 1,90% | 2,10% | 2,20% | 2,45% |
|
Carac Carac Entraid Plenitude |
Fonds Euros Carac Plenitude | – | – | – | 1,40% | 1,80% | 2% | 2,10% | 2,45% | |
|
Carac Carac Compte Épargne |
Fonds Euros Carac CE | – | – | – | 1,40% | 1,80% | 2% | 2,10% | 2,45% | |
|
Carac Carac Profileo |
Fonds Euros Carac | 3,30% | – | – | – | 1,70% | 1,80% | 2% | 2,10% | 2,45% |
|
Carac Crédit Cooperatif Agir |
Fonds Euros Carac | – | – | – | 1,40% | 1,80% | 2% | 2,10% | 2,45% | |
|
Cardif Assurance Vie Cardif Essentiel |
Cardif Sécurité | 3 à 5% | – | – | – | 1,20% | 1,37% | 1,85% | 2,10% | 2,10% |
|
Cardif Assurance Vie Cardif Multi-plus 3I |
Cardif Sécurité | – | – | – | 1,20% | 1,37% | 1,85% | 2,10% | 1,74% | |
|
Cardif Assurance Vie Multiplacements 2 |
Cardif | 3% | – | – | – | 1% | 1,00% | 1,45% | 1,70% | 1,70% |
|
Cardif Assurance Vie MultiPlusWeb |
Cardif Sécurité | – | – | – | – | 1,37% | – | 2,10% | 1,74% | |
|
CNP Assurances Amétis (CNP Trésor) |
CNP Trésor Performance (Horizon Performance) | 2,40% | 1,50% à 3,38% | 1,24% à 2,28% | – | – | 1,30% | 1,90% | 1,85% | 1,85% |
|
CNP Assurances Easyvie |
Easyvie Euros | 2,40% | 1,60% | 1,10% | – | – | – | – | – | – |
|
CNP Assurances CNP Patrimoine |
Sélexance 1818 | – | – | – | – | 1,30% | 1,85% | 1,80% | – | |
|
CNP Assurances CNP Patrimoine |
CNP One (CNP Patrimoine euro) | – | – | – | – | 1,20% | 1,75% | 1,70% | 1,67% | |
|
CNP Assurances Amétis (CNP Trésor) |
CNP Trésor Projets | 2,20% | 1,40% à 3,15% | 1,16% à 2,61% | – | – | 1,15% | 1,75% | 1,70% | 1,70% |
|
CNP Assurances Nortia |
Canopia | – | – | – | – | 1,20% | 1,72% | 1,67% | 1,70% | |
|
CNP Assurances Banque Privée 1818 |
Sélection Cinto (CNP Patrimoine euro) | – | – | – | – | 2,20% | 1,75% | 1,70% | 1,67% | |
|
CNP Assurances Initiatives Transmission |
Initiatives Transmission | – | – | – | – | 0,55% | 1,10% | 1% | – | |
|
CNP Assurances Cachemire |
Cachemire Euro | 2,20% | – | – | – | – | 1,15% | 1,90% | 1,75% | 1,75% |
|
CNP Assurances Cachemire 2 |
Cachemire Euro FG 0.85 | 2,30% | 1,40% | 1,40% | – | – | – | – | – | – |
|
CNP Assurances Cachemire Patrimoine 2 |
Cachemire Patrimoine Série 2 | 2,40% | 1,50% | 0,85% | – | – | – | – | – | – |
|
CNP Assurances Solesio Vie |
Fonds Euro Banque Postale | 2,20% | – | – | – | – | 0,80% | 1,30% | 1,25% | 1,25% |
|
CNP Assurances Vivaccio |
Fonds Euro Vivaccio | 2,20% | 1,30% | 0,65% | – | – | 0,80% | 1,30% | 1,20% | 1,15% |
|
E CIE Vie Altaprofits Vie |
Eurossima | – | 1,30% à 2,60% | – | – | – | 1,15% | 1,80% | 1,77% | 2,25% |
|
E CIE Vie Altaprofits Vie |
Netissima | – | 1,30% à 2,60% | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Linxea Vie |
Eurossima | – | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Linxea Vie |
Netissima | – | – | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Mon Financier Vie |
Eurossima | – | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Mon Financier Vie |
Netissima | – | – | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Puissance Sélection |
Eurossima | – | 1,30% | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Puissance Sélection |
Netissima | – | 2,60% | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Solid’R Vie |
Eurossima | – | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Solid’R Vie |
Netissima | – | – | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Mes Placements Vie |
Eurossima | – | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Mes Placements Vie |
Netissima | – | – | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Monabanq Vie Premium |
Eurossima | – | 1,30% | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E CIE Vie Monabanq Vie Premium |
Netissima | – | 2,60% | – | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
E CIE Vie Dubus Vie |
Eurossima | – | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% |
|
E Novline E Novline |
Eurossima | – | – | – | – | 1,15% | 1,80% | 1,92% | 2,25% | |
|
Écureuil Vie Aikido |
Aikido | – | – | – | – | 0,55% | 1,10% | 1% | 1,15% | |
|
Écureuil Vie Nuances 3D |
Nuances Sécurité | 2,15% | – | – | – | – | 1,00% | 1,35% | 1,25% | 1,3% |
|
Écureuil Vie Nuances Plus |
Nuances Sécurité | 2,20% | – | – | – | – | – | – | – | – |
|
Écureuil Vie Nuances Privilège |
Privilège Sécurité | 2,40% | – | – | – | – | 1,25% | 1,90% | 1,75% | 1,55% |
|
Écureuil Vie Yoga |
Yoga | – | – | – | – | 0,55% | 1,1% | 1% | 1,1% | |
|
Garance Garance |
Garance Épargne (Actif Général) | 3,50% | 2,80% | 2,75% | 2,75% | 3,00% | 3,10% | 3,10% | 3,10% | – |
|
Garance Gaia Performance |
Actif Général Garance | 3,50% | 2,80% | 2,75% | – | – | – | – | – | – |
|
Generali Épargne Generali Platinium |
Euro Innovalia | 3,00% | 2,00% | 1,50% | – | – | 2,00% | 2,45% | 2,59% | 2,37% |
|
Generali Himalia |
Actif Général Generali Vie | 2 à 4% | 1,45% à 2,90% | 0,70% | – | – | 1,00% | 1,75% | – | – |
|
Generali Épargne Generali Platinium |
Platinium Signature (Euro G.Firma) |
2,45% | 2,00% | – | – | – | 1,25% | 1,95% | 2% | – |
|
Generali Épargne Retraite Multigestion |
Fonds Asac / Generali | – | – | – | 1,85% | 1,85% | 2,35% | 2,5% | 2,89% | |
|
Generali Generali Épargne |
Eurossima | 2,00% | – | 0,80% | – | – | 1,15% | 1,80% | 1,77% | 2,25% |
|
Generali Generali Épargne |
Netissima | 2,06 à 4,12% | – | 0,80% | – | 1,1 à 1,7% | 1,20% | 2,25% | 2,10% | 2,65% |
|
Generali Himalia |
Elixence | 3,00% | – | 1,30% | – | – | 2,00% | 1,44% | 2,68% | 1,70% |
|
Generali Arborescence |
Euro Épargne | – | – | – | – | – | – | 1,93% | 2,07% | |
|
Generali Arborescence 2 |
Euro Arborescence | – | – | – | – | – | – | 1,85% | 2,44% | |
|
Generali Arborescence 2 |
AGGV | 1,45% à 2,90% | – | – | – | 1,10% | 1,75% | 1,96% | 2,14% | |
|
Generali Arborescence 2 |
France 2 | – | – | – | – | 2,00% | 2,25% | 2,56% | 2,81% | |
|
Generali Version intégrale |
Euro Horizon | – | – | – | – | – | – | 1,50% | 1,94% | |
|
Generali Arborescence Prestige |
AGGV | – | – | – | – | 1,10% | 1,75% | 1,96% | 2,14% | |
|
Generali Arborescence Prestige |
France 2 | – | – | – | – | 2,00% | 2,45% | 2,56% | 2,81% | |
|
GMF Vie Multeo |
Actif Général GMF | 2,80% | 2,05% | 1,50% | 1,50% | 1,65% | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF Vie GMF Multeo Série 2 |
Actif Général GMF | 2,80% | 2,05% | 1,50% | – | – | – | – | – | – |
|
GMF Vie Certigo |
Actif Général GMF | 2,80% | 2,05% | 1,50% | 1,50% | 1,65% | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF Vie Compte Libre Croissance |
Actif Général GMF | 2,80% | 2,05% | 1,50% | 1,50% | 1,65% | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF vie Altinéo |
Actif Général GMF | 2,80% | 2,05% | 1,50% | 1,50% | 1,65% | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF vie Instalavie |
Actif Général GMF | 2,80% | 2,05% | – | – | 1,65% | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF vie Plein Cap 1000 |
Actif Général GMF | 2,80% | 2,05% | – | – | – | 1,90% | 2,10% | 2,10% | 2,50% |
|
GMF Vie Abonnement 250 |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Compte Energie Europe (Séries 2 et 3) |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie PER GMF |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Option PEP |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Opti PERP |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Ticket Croissance |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Ticket 1000 |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Temps 9 (Séries 2 et 3) |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
|
GMF Vie Fréquence Epargne |
Actif Général GMF | 2,80% | 2,05% | – | – | – | – | – | – | – |
| Groupama Vie | Groupama Modulation | 1,30% à 1,80% | – | – | 0,90% | 1,05% | 1,35% | 1,35% | 1,50% | |
| La France Mutualiste | Retraite Mutualiste du Combattant (RMC) | 2,16% | – | – | – | 2,40% | 2,80% | 2,90% | 3,20% | |
|
La France Mutualiste Passerelle |
Passerelle | 3,70% | 2,11% | 1,51% | 1,51% | 1,72% | – | – | – | – |
|
La France Mutualiste Actépargne 2 |
France Mutualiste | 3,70% | 2,11% | 1,31% | – | 1,42% | 1,62% | 2,01% | 2,018% | 2,27% |
| La France Mutualiste | Livret Jeun’Avenir | 3,70% | 2,11% à 2,31% | – | – | 1,42% | 1,62% | 2,01% | 2,018% | 2,27% |
|
La France Mutualiste Livret RM |
France Mutualiste | 3,70% | 2,11% | 1,31% | – | 1,42% | 1,62% | 2,01% | 2,018% | 2,27% |
| La France Mutualiste | Rentépargne | 3,60% | – | – | – | – | 1,47% | 2,01% | 2,02% | 2,27% |
| Le Conservateur | Conservateur Helios Sélection | 1,10% | 1,10% à 3,20% | – | – | 1% | 1,80% | 2,27% | 2,45% | 2,75% |
| Le Conservateur | Conservateur Helios Patrimoine | 1,10% à 4,25% | – | – | – | – | – | – | – | – |
| Le Conservateur | Conservateur PERP | – | – | – | – | 1,80% | 2,00% | 2,35% | 2,70% | |
| MAAF Vie | Winalto/Winalto Pro | 2,80% à 3,20% | 2,05% | 1,50% | – | – | 1,75% | 1,85% | 1,85% | 2,35% |
| MAAF Vie | Winnéo/Winnéo Pro | 2,80% | – | – | – | – | 1,35% | 1,40% | 1,85% | 1,91% |
|
Oradéa Vie Multisupport Excellence |
Multisupport Excellence Vie | 3,10% | 1,90% | – | – | – | 1,35% | 1,85% | 1,85% | 1,90% |
|
Oradéa Vie Multisupport Excellence Capitalisation |
Multisupport Excellence Capitalisation | 3,50% | 2,50% | 2,10% | – | – | 1,35% | 1,85% | 1,85% | 1,90% |
|
Oradéa Vie Oradéa Multisupport |
Oradéa Multisupport | – | – | – | – | 1,00% | 1,45% | 1,45% | 1,50% | |
|
Oradéa Vie Oradéa Multisupport Capitalisation |
Oradéa Multisupport Capitalisation | 3,10% | 1,88% | 1,13% | – | – | 1,00% | 1,45% | 1,45% | 1,50% |
|
Oradea Vie Patrimea Premium |
Securite Infra Euro | 2,50% | 2,10% | – | – | – | – | – | – | |
|
Oradea Vie Target + |
Sécurité Target Euro | 3,38% | 0,00% | 2,35% | – | 0,00% | 3,15% | 0% | 4,05% | 1,90% |
|
Oradea Vie Target + |
Sécurité Infra Euro | 3,50% | 2,50% | 2,10% | – | 2,10% | – | – | – | – |
|
Oradea Vie Target + |
Euro Tremplin | 3,10% à 4,60% avec bonus | 1,90% | – | – | 1,20% | 1,30% | 1,70% | 1,60% | 1,80% |
|
Oradea Vie Target + |
Euro Classique | 3,10% à 5,10% avec bonus | 1,90% | – | – | – | – | – | – | – |
|
Primonial PrimoPER |
Sécurité Retraite Euro | 3,38% | 0,00% | – | – | – | – | – | – | – |
|
Primonial PrimoPER |
Euro Classique | 3,25% | 2,00% | – | – | – | – | – | – | – |
|
Primonial PrimoPER |
Euro Tremplin | 3,25% | 1,90% | – | – | – | – | – | – | – |
|
Primonial PrimoPER |
Sécurité Infra Euro Retraite | 3,50% | – | – | – | – | – | – | – | – |
| Parnasse-MAIF | Assurance Vie Responsable et Solidaire | 2,50% | 2,10% | – | – | 1,50% | 1,50% | 1,80% | 2,05% | 2,30% |
| Parnasse-MAIF | Nouveau Cap | 2,50% | 2,10% | – | – | – | 1,50% | 1,80% | 2,05% | 2,30% |
| Parnasse-MAIF | PERP MAIF | – | – | – | – | – | – | 2,05% | 2,30% | |
| Parnasse-MAIF | Libre Cap | 2,50% | – | – | – | – | – | – | – | – |
| MACSF | RES Fonds de Pension | 3,10% | – | – | – | 1,55% | 1,70% | 2,20% | 2,50% | 2,50% |
|
MACSF RES Multisupport |
Fonds Euros MACSF | 3,10% à 3,15% selon encours | – | – | – | 1,55% | 1,70% | 2,20% | 2,40% | 2,40% |
|
MACSF RES |
Fonds Euros MACSF | 3,10% | 2,50% | 2,10% | – | – | – | – | – | – |
| MMA Vie | Adif Optimum | 2,25% à 3,25% | – | – | – | 1,35% | 1,47% | 1,51% | 2,51% | 2,01% |
| MMA Vie | MMA Multisupports | 2,25% à 3,25% | 1,40% | 1,20% | – | 1,35% | 1,47% | 1,51% | 2,51% | 2,01% |
| MMA Vie | MMA Retraite | 1,40% | 1,20% | – | 1,35% | 1,47% | 1,51% | 2,51% | 2,01% | |
| MIF | Compte Épargne MIF | 2,20% | – | – | – | 1,95% | 2,35% | 2,50% | 2,60% | |
| MIF | Compte Épargne Transmission | 2,20% | – | 1,70% | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% | |
| MIF | AMPLI – Grain 9 Multisupport | – | – | – | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% | |
| MIF | Compte Épargne Enfant | 3,05% | 2,20% | – | – | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% |
| MIF | Intergénérations | 3,05% | 2,20% | – | 1,70% | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% |
| MIF | Compte Épargne Libre Avenir | 3,05% | 2,20% | – | 1,70% | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% |
| MIF | Projet Vie | 3,05% | 2,20% | – | 1,70% | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% |
| MIF | Compte Épargne Garantie Intégrale | 2,20% | – | – | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% | |
| MIF | Plan Épargne Populaire | 2,20% | – | – | – | 1,95% | 2,35% | 2,50% | 2,60% | |
| MIF | Horizon Euroactif | 3,05% | 2,20% | – | 1,70% | 1,70% | 1,95% | 2,35% | 2,50% | 2,60% |
|
Mutavie Macif |
Actiplus | 3,10% | 2,20% | 1,60 | – | 1,65% | 1,80% | 1,90% | 1,80% | 1,80% |
|
Mutavie Actiplus Option |
Mutavie Actifplus Option | 3,10% | 2,20% | 1,75% | – | 1,90% | 2,10% | 2,10% | 1,80% | 1,80% |
|
Mutavie Macif Livret Vie |
Fonds Euros Macif | 1,60% | 1,00% | – | 1,05% | 1,20% | 1,30% | 1,20% | 1,20% | |
|
Mutavie Multi Vie |
Mutavie | 1,60% | 1,15% | – | 1,25% | 1,50% | 1,50% | 1,20% | 1,20% | |
|
Monceau Assurances Capma & Capmi |
Dynavie | 2,90% | 1.75% | – | – | 1,20% | 2,20% | 1,50% | 2,80% | 2,50% |
|
Monceau Assurances Capma & Capmi |
Carnet Multiépargne | 3,10% | – | – | – | 1,35% | 2,45% | 1,65% | 2,70% | 2,52% |
|
Predica Alyss Laurys |
Fonds Euro | – | – | – | – | – | 1,60% | 1,70% | 1,70% | |
|
Predica Octavie / Octavie 2 |
Fonds Euro | – | – | – | – | – | 1,60% | 1,80% | 1,80% | |
| SMAvie BTP | Batiretraite Multicompte | 2,50% | 2,00% | 1,50% | – | 1,10% | 1,65% | 2,24% | 2,26% | 2,05% |
| SMAvie BTP | Batiretraite Multicompte Initiative | – | – | – | – | 1,40% | 2,19% | 2,21% | 2,00% | |
| SMAvie BTP | Batiretraite 2 | 2,50% | 2,00% | 1,50% | 1,50% | 1,10% | 1,45% | 2,12% | 2,21% | 2,05% |
| SMAvie BTP | Batiepargne | 2,50% | 2% | – | – | – | – | – | – | – |
|
Sogecap Ebene |
Sécurité en Euros | 3,25% | 1,95% | 1,20% | 1,20% | 1,15% | 1,30% | 1,80% | 1,80% | 1,85% |
|
Sogecap Sequoia |
Sécurité en Euros | 2,85% | 1,50% | 0,75% | 0,75% | 0,75% | 0,90% | 1,33% | 1,33% | 1,41% |
|
Sogecap Érable Essentiel |
Sécurité Euro |
1,50% | 0,75% | – | – | – | – | – | – | |
|
Sogecap Érable Évolutions |
Sécurité Euros | 1,50% | 0,75% | 0,75% | 0,75% | 0,90% | 1,33% | 1,33% | 1,30% | |
|
Sogecap Société Générale |
Erable Évolutions Junior | 3,12% à 3,44% | – | – | – | – | 0,90% | 1,33% | 1,33% | 1,30% |
| SwissLife | Plan d’Épargne Retraite Entreprises | 2,20% | – | – | – | – | 1,20% | 1,70% | 2,00% | 2,00% |
| SwissLife | SwissLife Retraite | 1,90% à 3,25% | 1,50% à 3,05% | – | – | – | 1,00% | 1,70% | 2,00% | 2,00% |
| SwissLife | Liberté Plus fonds EurOpportunités | 1,70% à 3,25% | – | – | – | – | 1,00% | 1,70% | 2,00% | 2,30% |
| SwissLife | Stratégic Plus Fonds EurOpportunités | 1,70% à 3,25% | – | – | – | – | 1,00% | 1,20% | 2,00% | 2,30% |
| SwissLife | SwissLife Premium Lux | 1,95% | – | – | – | – | 1,00% | 1,60% | 1,75% | |
|
SwissLife Altaprofits Titres@vie |
SwissLife | – | – | – | – | 1,20% | 1,70% | 2,00% | 2,20% | |
| SwissLife | SwissLife expert | 1,75% à 3,10% | – | – | – | – | 1,00% | 1,50% | 1,80% | 2,00% |
|
SwissLife Strategic Premium |
SwissLife Assurance et Patrimoine | 1,90% à 3,25% | – | – | 0,80% | 0,80% | 1,00% | 1,50% | 1,80% | 2,00% |
|
Ageas Patrimoine Ageas France |
myPGA | 2,00% | – | – | – | – | – | – | – | |
|
Ageas Patrimoine Ageas France |
Gamme Privilège Gestion Active |
1,50% | – | – | – | – | – | – | – | |
|
Ageas Patrimoine Ageas Retraite |
PER Zen | 1,75% | – | – | – | – | – | – | – | |
|
Ageas Patrimoine Ageas Retraite |
Gaipare Zen | 1,75% | – | – | – | – | – | – | – | |
|
Ageas Patrimoine Ageas Retraite |
Forticiel Génération 2 (sans garantie de table) | 1,35% | – | – | – | – | – | – | – | |
| Ageas Patrimoine Ageas Retraite | Forticiel Génération 2 (avec garantie de table) | 1,15% | – | – | – | – | – | – | – |
Les performances annoncées sont nettes de frais de gestion du contrat d’assurance-vie, mais avant les prélèvements sociaux. Les performances passées ne préjugent pas des performances futures.
Qu’est ce qu’un fonds en euros ?
Un fonds en euros est un support d’investissement propre aux contrats d’assurance-vie ou de capitalisation. Il s’agit d’un support sécurisé avec une garantie du capital par l’assureur.
Comment souscrire à un fonds en euros ?
Les fonds en euros sont accessibles dans un contrat d’assurance-vie. Vous pouvez investir dans un fonds euros en contactant gratuitement bienprévoir.fr au 0 800 800 505 ou par e-mail à l’adresse suivante : conseiller@bienprevoir.fr ! Plus d’informations sur cet article Fonds euros 2024 : un intérêt retrouvé en 2023.
Fonds en euros ou unités de compte ?
Les fonds en euros sont majoritairement composés d’obligations d’État et présentent peu de risque puisque le capital est garanti. Toutefois, cette sécurité influence le rendement qui se trouve limité. Les unités de compte permettent de diversifier vos investissements sur les marchés financiers. Vous avez également accès à l’assurance vie et à une multitudes de supports comme les actions, les SCPI, les fonds, etc. Les potentiels de performance peuvent être supérieurs au rendement des fonds en euros, mais le capital investi n’est pas garanti.
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